TFSA Contribution Room Calculator
Calculate your cumulative TFSA contribution room for 2026. Anyone who has been eligible since the TFSA launched in 2009 has $109,000 of total room in 2026 (the 2026 annual limit is $7,000). Enter your birth year and amounts contributed and withdrawn to see your remaining room.
Estimate only for the 2026 tax year. Not tax, accounting or financial advice. Talk to RN Canada about your situation.
Frequently asked questions
If you were 18 or older and a resident since 2009, your cumulative TFSA room in 2026 is $109,000. The 2026 annual limit on its own is $7,000.
Room begins in the year you turn 18 (and are a Canadian resident), or 2009 if you were already 18 then. The calculator uses your birth year to work this out.
Yes, but not immediately. Amounts you withdraw are added back to your room on January 1 of the following year, not in the same year.