Personal Income Tax Calculator
Estimate your 2026 personal income tax, combining the federal brackets (14% / 20.5% / 26% / 29% / 33%) with the provincial brackets. Alberta starts at an 8% rate with a $22,769 basic personal amount; British Columbia starts at 5.6%. The calculator returns your federal tax, provincial tax, total tax, and both your average and marginal rate.
Estimate only for the 2026 tax year. Not tax, accounting or financial advice. Talk to RN Canada about your situation.
Frequently asked questions
Alberta uses brackets of 8%, 10%, 12%, 13%, 14% and 15%, with the 8% rate on the first ~$60,000 and a basic personal amount of $22,769 for 2026.
Ontario has brackets of 5.05% to 13.16% with a $12,989 basic personal amount, then adds a surtax on higher provincial tax (20% over $5,818 plus a further 36% over $7,446) and an income-tested health premium of up to $900. The calculator includes both on top of the bracket tax.
Your marginal rate is the tax on your next dollar of income; your average rate is total tax divided by total income. The calculator shows both, combining federal and provincial tax.
Yes. The lowest federal bracket was reduced from 15% to 14% effective 2026, which this calculator reflects.