CPP and EI Maximum Contributions for 2027 (What's Announced So Far)

As of this page's publication date, the 2027 CPP and EI maximum contribution figures have not been announced. The CRA has not yet published the 2027 Year's Maximum Pensionable Earnings (YMPE), and the Canada Employment Insurance Commission (CEIC) has not yet published the 2027 EI premium rate or Maximum Insurable Earnings (MIE). This page tracks what is confirmed, what is still pending, and exactly when to check back — so you are not caught planning payroll around a number that does not exist yet.

If you need the current, in-force figures, see our 2026 CPP, CPP2 and EI maximum contributions guide, which has every confirmed 2026 number.

2027 status at a glance

Every "not yet announced" cell above was checked directly against the CRA's official CPP contribution rates table and the CRA's EI premium rates and maximums table on this page's publication date — both tables currently end at the 2026 row.

Why the 2027 numbers aren't out yet

The CPP YMPE is not a fixed formula RN Canada — or anyone outside the CRA's actuarial process — can safely pre-announce. It is set annually based on growth in the average wage, and the CRA has historically released the following year's figure in early November. The CPP2 YAMPE is derived from the YMPE, so it cannot be finalized before the YMPE is.

The EI premium rate and MIE follow a separate process. The Canada Employment Insurance Commission sets the rate each year with reference to the EI Operating Account's seven-year break-even mechanism, and the CEIC's announcement for the following year normally lands in September. Both processes are legislated and public, but neither figure exists as an official number until the responsible body publishes it — and RN Canada will not put an estimate on this page where a client, bookkeeper or payroll system might mistake it for the real figure.

What RN Canada will and won't publish here

• Won't: an estimated, projected, or "expected" 2027 YMPE, YAMPE, CPP2 ceiling, EI rate or MIE. Extrapolating last year's wage-growth trend onto 2027 is a guess dressed up as a number, and a guess on a payroll page is a professional liability, not a convenience.
• Will: update this page the moment the CRA and CEIC each publish their respective 2027 figures, with the source cited, and add the full table (rates, bands, maximums) once every input is confirmed — the same shape as our 2026 CPP, CPP2 and EI maximum contributions guide.
• Will not carry forward any 2026 number as if it were a 2027 number. If a figure below is unconfirmed, this page says so in plain language rather than repeating the prior year's value in the 2027 column.

How CPP2 fits once the 2027 YMPE lands

CPP2 will keep working the same way it did in 2026: a second contribution on earnings between the YMPE and a higher second ceiling (the YAMPE). Once the CRA publishes the 2027 YMPE and YAMPE, the CPP2 band and maximum contribution follow directly from those two numbers. See our CPP2 explained guide for how the calculation works and who it affects, using the confirmed 2026 figures as the worked example.

Practical guidance for payroll planning right now

Until the 2027 figures are confirmed, run payroll and budget planning on the 2026 numbers, and build in a placeholder line for the 2027 update rather than guessing at it:

• Payroll software and CRA remittance calculations for pay periods in 2026 use the 2026 rates regardless of when you are reading this.
• Budgeting for 2027 employer costs: use the 2026 maximums as a floor, note that the YMPE and MIE have both increased every year for over a decade, and revisit the model once the CRA (November) and CEIC (September, sometimes updated) figures are out.
• If you are pricing a new hire's fully-loaded 2027 cost today, do the calculation once the confirmed figures publish — our employer payroll cost calculator will reflect them as soon as they are added.

How RN Canada helps

RN Canada runs payroll and payroll-tax compliance for owner-managed companies across Alberta and British Columbia, and tracks the CRA and CEIC release calendar so client payroll is updated the moment new-year figures are confirmed — never on an estimate. If you want your 2027 payroll ready the day the numbers land, our bookkeeping & payroll service sets up the CRA remittance schedule and applies each year's confirmed rates without a manual scramble. For the trade-offs between CPP-generating salary and dividends, see our fractional CFO advisory. See our payroll FAQ for quick answers.