Glossary

Capital gain

A capital gain is the profit you make when you sell an asset, such as shares, a rental property or a business, for more than its adjusted cost base. Canada does not tax the whole gain; only a set portion is added to your taxable income under the inclusion rate, while the rest stays tax-free. Timing a sale and tracking your cost base carefully can make a real difference to the bill. Our capital gains guide explains how the calculation works.

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