# RN Canada

> RN Canada Accounting and Advisory Corporation, founded by Ozgur Duymaz in 2020, is an accounting and advisory firm headquartered in Edmonton, Alberta, Canada, with a second office in British Columbia — part-time CFO, bookkeeping & tax, internal audit, valuation, corporate governance and corporate finance, plus RN Schola, its in-house finance education arm. Content is original and partner-authored, covering both Alberta and British Columbia. RN Canada also publishes free 2026 tax and finance calculators for Alberta and British Columbia.

## Services

- [Part-Time CFO & Management Accountant](https://rncanada.ca/services/part-time-cfo-management-accountant): Many growing businesses reach a point where the owner is making financial decisions that really call for a CFO — but…
- [Financial Statements Preparation](https://rncanada.ca/services/financial-statements-preparation): Financial statements are how a business tells its financial story — to owners, lenders, investors and a future buyer.
- [Budgeting and Financial Reporting](https://rncanada.ca/services/budgeting-and-financial-reporting): A budget is only useful if it is built for your business and reported against consistently.
- [Project & Company Valuation](https://rncanada.ca/services/project-company-valuation): When you are deciding whether to buy a business, invest in a project or sell your shares, the question underneath every…
- [Internal Audit & Control](https://rncanada.ca/services/internal-audit-and-control): Internal audit is how an organization gains confidence that its own controls are actually working.
- [Advanced Performance Management](https://rncanada.ca/services/advanced-performance-management): Strategy only matters if performance follows it.
- [Corporate Finance & Capital Restructuring](https://rncanada.ca/services/corporate-finance-and-capital-restructuring): How a business is funded shapes what it can do.
- [Audit & Assurance](https://rncanada.ca/services/audit-assurance): Assurance is about giving the people who rely on your financial statements — lenders, members, boards, investors…
- [Business Advisory](https://rncanada.ca/services/business-advisory): Most owner-managers do not lack data — they lack the time and the lens to turn it into decisions.
- [Corporate & Personal Tax](https://rncanada.ca/services/corporate-personal-tax): RN Canada plans and prepares corporate and personal tax returns for owner-managed businesses across Alberta and British…
- [SR&ED & Government Incentives](https://rncanada.ca/services/sred-government-incentives): Research and development incentives are some of the most valuable — and most under-claimed — programs available to…
- [Startup & Incorporation](https://rncanada.ca/services/startup-incorporation): Getting a company set up correctly at the start saves a great deal of cleanup later.
- [Bookkeeping & Payroll](https://rncanada.ca/services/bookkeeping-payroll): RN Canada keeps the books and runs the payroll for owner-managed businesses across Alberta and British Columbia.
- [Tax Return Preparation](https://rncanada.ca/services/tax-return-preparation): RN Canada prepares corporate and personal tax returns for owner-managed businesses across Alberta and British Columbia.
- [Accounting Advisory & Standards](https://rncanada.ca/services/accounting-advisory): Sound financial statements are only as good as the judgments behind them.
- [Business Succession & Exit Planning](https://rncanada.ca/services/business-succession-exit-planning): Every owner leaves the business eventually — the only question is whether it happens on their terms.
- [Corporate Governance & Board Advisory](https://rncanada.ca/services/corporate-governance-board-advisory): In an owner-managed business, the same person often owns the company, runs it and decides everything — which works…
- [Enterprise Risk Management](https://rncanada.ca/services/enterprise-risk-management): Every business runs on assumptions — that the key customer stays, the systems hold, the critical person shows up, the…
- [ESG Reporting & Compliance](https://rncanada.ca/services/esg-reporting-compliance): Sustainability disclosure is moving from voluntary statements to structured reporting against recognised standards —…
- [ESG Strategy & Governance](https://rncanada.ca/services/esg-strategy-governance): ESG has moved from a public-company concern to an expectation that reaches private and owner-managed businesses through…
- [Estate & Succession Tax Planning](https://rncanada.ca/services/estate-succession-tax-planning): For most owner-managers, the business is the largest asset in the estate — and the most exposed to tax when it changes…
- [Family Office & Family Business Advisory](https://rncanada.ca/services/family-office-advisory): When a family and a business are intertwined, decisions rarely stay in one box.
- [Financial Modeling & Forecasting](https://rncanada.ca/services/financial-modeling-forecasting): A spreadsheet that does not tie out is worse than no model at all — it lends false confidence to a decision.
- [Indirect Tax (GST/HST/PST)](https://rncanada.ca/services/indirect-tax-gst-hst-pst): Sales tax is easy to get wrong and expensive to get wrong — under-collect and you owe it yourself, over-claim and you…
- [M&A & Acquisition Advisory](https://rncanada.ca/services/ma-acquisition-advisory): Growth by acquisition can take an owner-managed business somewhere organic growth never would — but only if the right…
- [Review & Compilation Engagements](https://rncanada.ca/services/review-compilation-engagements): Not every business needs a full audit — but most need their financial statements to carry more weight than a print-out…
- [Strategy & Value-Creation Advisory](https://rncanada.ca/services/strategy-advisory): Owner-managed businesses rarely fail for lack of effort — they drift for lack of a clear direction and a way to tell…
- [Tax Dispute Resolution](https://rncanada.ca/services/tax-dispute-resolution): A letter from the Canada Revenue Agency is not the end of the conversation — it is the start of one.
- [Transaction Advisory & Due Diligence](https://rncanada.ca/services/transaction-advisory-due-diligence): A deal price is built on a set of numbers — and if those numbers do not hold up, the price does not either.
- [U.S. & Cross-Border Tax](https://rncanada.ca/services/us-cross-border-tax): The moment a Canadian business or individual touches the United States — making sales there, opening a location…
- [Valuations for Financial Reporting](https://rncanada.ca/services/valuations-financial-reporting): Numbers in a set of financial statements are not always observable prices.

## RN Schola (training programmes)

- [RN Schola](https://rncanada.ca/rn-schola): in-house finance & accounting education arm
- [IFRS for Beginners](https://rncanada.ca/rn-schola/ifrs-for-beginners): For most British Columbia business people, "IFRS" is one of those acronyms that turns up in a banker's email or a…
- [Advanced Level IFRS Training](https://rncanada.ca/rn-schola/advanced-level-ifrs-training): You already know the difference between a finance lease and an operating lease under the old rules, you can recite the…
- [Corporate Risk Management](https://rncanada.ca/rn-schola/corporate-risk-management): Most owner-managed businesses run on risk management — they simply do it in their owner's head.
- [Ethics and Compliance](https://rncanada.ca/rn-schola/ethics-and-compliance): Most finance teams do not fail an ethics test because someone set out to do wrong.
- [Corporate Governance](https://rncanada.ca/rn-schola/corporate-governance): Most owner-managed BC companies do not think about governance until something forces them to — a bank asks who…
- [Sector-specific Budget and Reporting](https://rncanada.ca/rn-schola/sector-specific-budget-and-reporting): Most budgeting courses hand you a single template — revenue at the top, a tidy column of expenses, profit at the bottom…
- [Finance for Non-Financial Managers](https://rncanada.ca/rn-schola/finance-for-non-financial-managers): You were promoted because you are good at the work — running a team, shipping projects, keeping customers happy…
- [Cash Flow & Working Capital Management](https://rncanada.ca/rn-schola/cash-flow-working-capital-management): Most businesses that fail are not unprofitable on paper — they simply run out of cash at the wrong moment.

## Calculators

- [Financial calculators](https://rncanada.ca/tools): free, accurate 2026 tax & finance calculators for Alberta and British Columbia
- [Sales Tax (GST/PST) Calculator](https://rncanada.ca/tools/sales-tax-calculator): Calculate GST and PST on any amount for 2026.
- [Corporate Income Tax Calculator](https://rncanada.ca/tools/corporate-tax-calculator): Estimate combined federal and provincial corporate income tax for 2026.
- [Employer Payroll Cost Calculator](https://rncanada.ca/tools/employer-payroll-cost-calculator): See what an employee really costs your business in 2026.
- [Take-Home Pay Calculator](https://rncanada.ca/tools/take-home-pay-calculator): Estimate your 2026 net (take-home) pay after federal and provincial income tax, CPP, CPP2 and EI.
- [Salary vs Dividend Calculator](https://rncanada.ca/tools/salary-vs-dividend-calculator): Owner-managers of a Canadian-controlled private corporation can pay themselves a salary, dividends, or a mix.
- [Capital Gains Tax Calculator](https://rncanada.ca/tools/capital-gains-tax-calculator): Estimate the tax on a capital gain for 2026.
- [Personal Income Tax Calculator](https://rncanada.ca/tools/income-tax-calculator): Estimate your 2026 personal income tax, combining the federal brackets (14% / 20.5% / 26% / 29% / 33%) with the…
- [RRSP Contribution & Refund Calculator](https://rncanada.ca/tools/rrsp-calculator): Find your 2026 RRSP contribution room and the tax refund a contribution could generate.
- [TFSA Contribution Room Calculator](https://rncanada.ca/tools/tfsa-contribution-room-calculator): Calculate your cumulative TFSA contribution room for 2026.
- [Canadian Mortgage Payment Calculator](https://rncanada.ca/tools/canadian-mortgage-calculator): Estimate your mortgage payment using the proper Canadian convention: fixed-rate mortgages compound semi-annually, not…

## Corporate

- [About Us](https://rncanada.ca/corporate/about-us): RN Canada RN Canada Accounting and Advisory Corporation was established by Ozgur Duymaz in 2020 in Canada.
- [Mission & Vision](https://rncanada.ca/corporate/mission-vision): Mission Our Mission To ensure that the values created by the services we offer are measurable.
- [Our Values](https://rncanada.ca/corporate/our-values): Our responsibility To embrace our clients' needs and issues and, as the main principle of our job, to use our solutions…
- [Responsibility](https://rncanada.ca/corporate/responsibility): Our Perspective On Responsibility Our principals according to our corporate responsibility: preserving skills and…
- [Privacy Policy](https://rncanada.ca/privacy-policy): This Privacy Policy explains how RN Canada Accounting and Advisory (“RN Canada”, “we”, “us”) handles information…
- [Terms & Conditions](https://rncanada.ca/terms-and-conditions): Last updated: June 2026.
- [Disclaimer](https://rncanada.ca/disclaimer): Last updated: June 2026.

## Founder

- [Ozgur Duymaz](https://rncanada.ca/corporate/about-us): RN Canada was founded by Ozgur Duymaz in 2020. He holds a Ph.D. in accounting and finance and is a CPA (Canada), ACCA (UK) and CMA (US), with managerial and audit experience across the retail, manufacturing and service industries. His expertise spans the Canadian tax system and business law, IFRS, US GAAP, corporate governance, financial reporting, internal and independent audit, investment feasibility and valuation, and performance management. He authors the firm's blog as "Dr Ozgur Duymaz".

## Blog

- [Blog](https://rncanada.ca/blog): monthly finance, tax, governance and growth notes for established Canadian businesses, authored by Dr Ozgur Duymaz. Alberta-specific posts are published on the 15th of each month; British Columbia and federal posts on the 1st.

### Alberta business series

- [Beyond the US: How Alberta Businesses Are Diversifying Exports a Year into Tariffs](https://rncanada.ca/blog/ab-business-trade-diversification-tariffs): A year ago, Alberta businesses were absorbing the first shock of US tariffs that arrived in early 2025.
- [Alberta's TIER System and the Industrial Carbon Price: What Mid-Size Emitters Should Budget](https://rncanada.ca/blog/ab-business-tier-carbon-pricing): If you operate an industrial facility in Alberta — manufacturing, energy production, oil-field services, cement…
- [Alberta's $15 Minimum Wage Is Canada's Lowest - Using the Gap Strategically](https://rncanada.ca/blog/ab-business-minimum-wage-frozen-2026): As of April 2026, Alberta's general minimum wage is $15.00 per hour — exactly where it has been since October 2018.
- [Alberta Budget 2026 Decoded: What It Means for Your Business](https://rncanada.ca/blog/ab-business-alberta-budget-2026-sme-impact): On February 26, 2026, Finance Minister Nate Horner tabled Alberta's fiscal 2026–27 budget — a document shaped by two…
- [What to Watch in Alberta Budget 2026: A Pre-Budget Briefing for Business Owners](https://rncanada.ca/blog/ab-business-alberta-budget-2026-preview): Alberta's provincial budget for fiscal year 2026–27 is expected to be tabled in late February 2026.
- [Filing Alberta's AT1 Corporate Return: The Checklist Every Alberta Owner Needs](https://rncanada.ca/blog/ab-business-at1-corporate-return-guide): Every Alberta corporation files a federal T2 corporate return with the Canada Revenue Agency.
- [Alberta Year-End Tax Planning 2025: The New 8% Bracket and the T2/AT1 Two-Step](https://rncanada.ca/blog/ab-business-alberta-year-end-tax-planning): December is when tax planning collapses from a year-long discipline into a deadline.
- [The November 2025 Federal Budget Through an Alberta Lens: SR&ED and Immediate Expensing](https://rncanada.ca/blog/ab-business-federal-budget-sred-alberta): On November 4, 2025, the federal government tabled Budget 2025 — a document heavy on industrial strategy and investment…
- [Alberta's Agri-Processing Investment Tax Credit: A 12% Credit for $10M+ Facilities](https://rncanada.ca/blog/ab-business-agri-processing-tax-credit): Alberta's Agri-Processing Investment Tax Credit (APITC) can materially improve the after-tax economics of a major…
- [Alberta's 8% Corporate Rate: How the Lowest Rate in Canada Compounds for Your Business](https://rncanada.ca/blog/ab-business-corporate-tax-8-percent-advantage): If you run an established Canadian-controlled private corporation (CCPC) in Alberta, one number defines your provincial…
- [Alberta's Heritage Fund Growth Strategy: What a Bigger Fund Means for Business Stability](https://rncanada.ca/blog/ab-business-heritage-fund-strategy): Alberta's Heritage Savings Trust Fund was established in 1976 with a straightforward premise: set aside a portion of…
- [Alberta's No-Payroll-Tax Edge: How It Lowers Your Cost-Per-Hire](https://rncanada.ca/blog/ab-business-no-payroll-tax-hiring): Every conversation about Alberta's business competitiveness eventually reaches the same point: no PST, low corporate…
- [The Alberta Advantage, Refreshed: No PST, No Payroll Tax, and a Lower Income Band](https://rncanada.ca/blog/ab-business-alberta-advantage-refreshed): Alberta's tax structure has always been the headline argument when recruiting talent, pitching investors, or deciding…
- [The Capital-Gains Increase Is Cancelled: Alberta Owners Who Paused Their Exit Can Move Again](https://rncanada.ca/blog/ab-business-capital-gains-cancelled): On March 21, 2025, Prime Minister Mark Carney's government announced that the proposed increase to Canada's…
- [Tariffs Hit the Oilpatch: Cash-Flow Planning When WCS Falls](https://rncanada.ca/blog/ab-business-tariff-energy-cashflow): In early March 2025, the United States applied a 10% tariff on Canadian energy exports that do not qualify for…
- [Alberta's New 8% Tax Bracket: What It Means for Owner-Managers' Personal Draw](https://rncanada.ca/blog/ab-business-budget-8pct-bracket): On February 27, 2025, Alberta Finance Minister Nate Horner tabled the 2025–26 provincial budget.
- [Alberta Budget 2025: Surplus, Heritage Fund Growth and the No-PST Advantage](https://rncanada.ca/blog/ab-business-budget-2025-surplus-heritage-fund): As of today, February 15, 2025, Alberta's 2025 provincial budget has not yet been tabled.
- [Alberta's Innovation Employment Grant: Stacking the IEG with Federal SR&ED in 2025](https://rncanada.ca/blog/ab-business-innovation-employment-grant-sred): Ask most Alberta SMB owners whether they claim research and development tax incentives and the answer is almost always…
- [Alberta's AI Data-Centre Push: The Alberta Advantage Meets the Intelligence Economy](https://rncanada.ca/blog/ab-business-ai-datacentre-advantage): In December 2024, the Government of Alberta announced an Artificial Intelligence Data Centres Strategy with a stated…
- [Alberta Pension Plan vs CPP: What It Could Mean for Your Payroll and Retirement Planning](https://rncanada.ca/blog/ab-business-app-cpp-pension-debate): Few policy debates have generated more noise in Alberta boardrooms over the past year than the question of whether the…
- [Six Years Frozen: Alberta's $15 Minimum Wage and Your Hiring Strategy](https://rncanada.ca/blog/ab-business-minimum-wage-freeze-labour-costs): On October 1, 2018, Alberta's general minimum wage rose to $15.00 per hour.
- [The June 25 Inclusion-Rate Change and the $1.25M QSBC Exemption: Your Planning Window](https://rncanada.ca/blog/ab-business-capital-gains-qsbc-exemption): Federal Budget 2024 moved the capital gains landscape in two directions at once, and for Alberta business owners…
- [TMX Is Open: What the Shrinking WCS Discount Means for Alberta's Resource-Sector SMBs](https://rncanada.ca/blog/ab-business-tmx-wcs-differential): On approximately May 1, 2024, the Trans Mountain Expansion (TMX) pipeline formally entered commercial service — the…
- [Alberta's Fuel-Tax Collar: Planning Fleet and Freight Costs Quarter by Quarter](https://rncanada.ca/blog/ab-business-fuel-tax-wti-collar): Alberta's provincial fuel tax was restored in stages through early 2024.

### British Columbia & federal series

- [2026 Tax Changes Alberta Business Owners Should Know](https://rncanada.ca/blog/2026-tax-changes-alberta-business): Tax years bring a steady drip of changes, and 2026 is no exception.
- [Succession and Exit Planning for BC Business Owners: Start Before You Need To](https://rncanada.ca/blog/bc-business-succession-exit-planning): When do you start planning your exit?
- [Preparing Your Business for Sale: What Buyers Scrutinize](https://rncanada.ca/blog/preparing-business-for-sale): When an owner finally decides to sell, the temptation is to focus on the headline number — the multiple, the price, the…
- [Rebuilding Pricing Power and Margins After Years of Cost Pressure in BC](https://rncanada.ca/blog/bc-business-pricing-power-margins): If your costs rose by 25 percent over the past four years but your prices rose by 15, where did the missing 10 points…
- [Shareholder Loans: The CRA Rules Owners Get Wrong](https://rncanada.ca/blog/shareholder-loans-cra-rules): It feels harmless.
- [A Financial Risk Management Playbook for BC Businesses Facing Tariff and Demand Uncertainty](https://rncanada.ca/blog/bc-business-risk-management-playbook): How much of your company's survival depends on things you do not control?
- [RRSP or Leave It in the Corporation? An Owner's Trade-off](https://rncanada.ca/blog/rrsp-vs-corporation-retained-earnings): Every owner-manager of an incorporated business in Alberta or BC eventually faces the same question: when the company…
- [With Rates Holding at 2.25%, How Should BC Businesses Set Financing Strategy in 2026?](https://rncanada.ca/blog/bc-business-stable-rates-financing-2026): After the most volatile interest rate cycle in a generation — from near-zero in 2021, up to a 5 percent peak in 2023…
- [The Capital Dividend Account: How CCPCs Pay Tax-Free Dividends](https://rncanada.ca/blog/capital-dividend-account-ccpc): Most owners of a private corporation assume that getting money out of the company always triggers tax — salary is…
- [Corporate Tax Season 2026: A Clean T2 Filing Checklist for BC Companies](https://rncanada.ca/blog/bc-corporate-tax-season-2026): What does a genuinely clean corporate tax filing look like in 2026?
- [The 2026 BC Payroll Cost Outlook: Minimum Wage, CPP2, EHT and What to Budget](https://rncanada.ca/blog/bc-business-payroll-cost-outlook-2026): What will it actually cost to employ your people in 2026 — not the wages you'll quote, but the fully loaded statutory…
- [Building Your 2026 Business Plan and Budget Amid Tariffs and Lower Rates](https://rncanada.ca/blog/bc-business-2026-budget-planning): What single number should anchor your 2026 budget?
- [2025 Year-End Tax Planning for BC Corporations: Lower Rates, Stable Capital Gains](https://rncanada.ca/blog/bc-corporation-year-end-tax-planning-2025): After two years of policy whiplash, 2025 ends on unusually stable ground for tax planning — and that stability is…
- [Using AI for Financial Forecasting and Scenario Planning in Your BC Business](https://rncanada.ca/blog/bc-business-ai-financial-forecasting): Can an AI tool tell you what your cash position will be next quarter?
- [Rates at 2.5%: Is Now the Time for Your BC Business to Invest and Borrow?](https://rncanada.ca/blog/bc-business-rates-2-5-growth-investment): After two years of borrowing at painful levels, money is meaningfully cheaper again.
- [What Is Your BC Business Actually Worth? Valuation and Exit Readiness Basics](https://rncanada.ca/blog/bc-business-valuation-exit-readiness): If a credible buyer asked you today what your company is worth, could you defend a number with more than a gut feeling?
- [Mid-Year 2025 Cash Flow and Margin Check-Up for BC Businesses](https://rncanada.ca/blog/bc-business-mid-year-2025-cash-flow): Halfway through 2025, BC owners are holding two facts that pull in opposite directions.
- [Building a Tariff-Resilient Supply Chain and Pricing Model for Your BC Business](https://rncanada.ca/blog/bc-business-tariff-resilient-supply-chain): The early-2025 tariff scramble — the threats, the pauses, the March 4 implementation — taught BC owners a hard lesson…
- [BC Minimum Wage Rises to $17.85 on June 1, 2025: Budgeting the CPI-Indexed Increase](https://rncanada.ca/blog/bc-minimum-wage-2025-payroll): On June 1, 2025, British Columbia's general minimum wage rises from $17.40 to $17.85 per hour — a 2.6 per cent…
- [Rates Down to 2.75%: Resetting Financing and Capital Plans for BC Businesses](https://rncanada.ca/blog/bc-business-rates-2-75-financing): When the Bank of Canada raised its policy rate to 5 per cent in mid-2023, a great many BC owners quietly shelved…
- [The Capital Gains Increase Is Cancelled: What Changes for BC Companies Now](https://rncanada.ca/blog/bc-business-capital-gains-cancelled): After nearly a year of planning around a tax change that kept moving, BC owners finally have a stable answer: capital…
- [US Tariffs on Canada: Assessing and Managing Trade Exposure for BC Businesses](https://rncanada.ca/blog/bc-business-us-tariffs-trade-exposure): If a 25 per cent tariff landed on your products at the US border next month, would you know — to the dollar — how much…
- [Capital Gains Change Deferred to 2026: An Update for BC Business Owners](https://rncanada.ca/blog/bc-business-capital-gains-deferral): If you spent the back half of 2024 bracing for a higher capital gains tax bill, you can exhale — for now.
- [The GST/HST Holiday (Dec 14 – Feb 15): What BC Retailers and Restaurants Must Do](https://rncanada.ca/blog/bc-business-gst-hst-holiday): In under two weeks, the way you charge tax on a long list of everyday items changes — and then changes back two months…
- [2024 Year-End Tax Planning for BC Corporations Amid Capital Gains Uncertainty](https://rncanada.ca/blog/bc-corporation-year-end-tax-planning-2024): How do you plan a year-end when one of the biggest variables — the capital gains inclusion rate — is still unsettled?
- [AI and Automation in Bookkeeping: What BC Businesses Should Adopt (and Avoid)](https://rncanada.ca/blog/bc-business-ai-bookkeeping-automation): Every software vendor selling to your finance function this year is promising the same thing: artificial intelligence…
- [Upgrading From Bookkeeping to Management Reporting: A Roadmap for BC Businesses](https://rncanada.ca/blog/bc-business-management-reporting): If your accounting function can tell you what happened last year but not whether you can afford to hire next month, you…
- [Repositioning Working Capital and Growth Plans as Interest Rates Fall](https://rncanada.ca/blog/bc-business-working-capital-falling-rates): After two years of treating every dollar of credit as expensive, is your business ready to behave differently?
- [The Bank of Canada Starts Cutting Rates: How BC Businesses Should Respond](https://rncanada.ca/blog/bc-business-rate-cuts-begin-2024): After more than two years of rising and then high-for-longer interest rates, the direction has finally turned.
- [Proposed Capital Gains Inclusion Rate Change: What It Could Mean for BC Companies](https://rncanada.ca/blog/bc-business-capital-gains-inclusion-rate): If your BC company is sitting on an appreciated asset — a building, a portfolio of marketable securities, goodwill on…
- [BC Minimum Wage Rises to $17.40 on June 1, 2024: Now Indexed to Inflation](https://rncanada.ca/blog/bc-minimum-wage-2024-payroll): On June 1, 2024, British Columbia's general minimum wage rises from $16.75 to $17.40 an hour — a 3.9% increase tied to…
- [Salary vs Dividends in 2024: Owner Remuneration Planning for BC Business Owners](https://rncanada.ca/blog/bc-business-owner-remuneration-2024): How should you pay yourself this year?
- [Bare Trust Filing for BC Owners: What the CRA's Last-Minute 2023 Exemption Means](https://rncanada.ca/blog/bc-business-bare-trust-reporting): If you spent the early months of 2024 worried that a routine, informal arrangement — your name on a property title for…
- [BC Doubles the Employer Health Tax Exemption to $1 Million: Who Benefits in 2024](https://rncanada.ca/blog/bc-business-eht-exemption-2024): If your British Columbia company paid employer health tax (EHT) last year, here is a question worth a few minutes of…
- [CPP2 Starts in 2024: How the New Second CPP Contribution Affects Your BC Payroll](https://rncanada.ca/blog/bc-business-cpp2-payroll): Did your payroll cost just go up without anyone in your British Columbia business deciding it should?
- [CEBA Final Countdown: Securing Loan Forgiveness Before January 18, 2024](https://rncanada.ca/blog/bc-business-ceba-final-countdown): There are now fewer than seven weeks left, and the decision is binary: act, and your British Columbia business keeps up…
- [2023 Year-End Tax Planning for BC Corporations: Trusts, CEBA and Capital Cost Timing](https://rncanada.ca/blog/bc-corporation-year-end-tax-planning-2023): What should a British Columbia corporation do in the final eight weeks of 2023 to avoid leaving money on the table —…
- [CEBA Refinancing Options for BC Businesses Before the January 2024 Deadline](https://rncanada.ca/blog/bc-business-ceba-refinancing-options): What should a British Columbia owner do when the CEBA repayment deadline is bearing down but the cash to repay simply…
- [When Should a Growing BC Business Hire a Fractional or Part-Time CFO?](https://rncanada.ca/blog/bc-business-fractional-cfo): At what point does a British Columbia business outgrow its bookkeeper and its accountant, yet still fall short of…
- [Your CEBA Loan Is Coming Due: Repayment and Forgiveness Planning for BC Businesses](https://rncanada.ca/blog/bc-business-ceba-repayment-planning): If your British Columbia company took a Canada Emergency Business Account (CEBA) loan during the pandemic, you are now…
- [Rates Hit 5%: What the Top of the Bank of Canada Cycle Means for BC Borrowers](https://rncanada.ca/blog/bc-business-rates-peak-5-percent): The pause did not hold.
- [The Mid-Year Financial Review Every BC Business Should Run in 2023](https://rncanada.ca/blog/bc-business-mid-year-financial-review): Half the year is gone.
- [BC Minimum Wage Jumps to $16.75 on June 1, 2023: Rebuilding Your Payroll Budget](https://rncanada.ca/blog/bc-minimum-wage-2023-payroll): On June 1, 2023, British Columbia's general minimum wage rises from $15.65 to $16.75 per hour — a 6.9% increase, the…
- [The Bank of Canada Has Paused at 4.5%: How BC Businesses Should Plan Now](https://rncanada.ca/blog/bc-business-rate-pause-planning): After one of the steepest tightening cycles in a generation — from near-zero in early 2022 to 4.5% in barely twelve…
- [New Trust Reporting Rules Are Coming: What BC Business Owners Need to Know](https://rncanada.ca/blog/bc-business-trust-reporting-rules): If your corporate structure includes a family trust, a holding trust, or even an informal arrangement where one person…
- [Corporate Tax Season 2023: A T2 Filing Checklist for BC Companies](https://rncanada.ca/blog/bc-corporate-tax-season-2023): What separates a clean corporate tax season from an expensive one?
- [Cash Flow Management for BC Businesses When Interest Rates Are at 4.25%](https://rncanada.ca/blog/bc-business-cash-flow-high-rates): When credit was nearly free, sloppy cash management was forgivable; at the top of a rate cycle, it is expensive.
- [Building Your 2023 Business Budget for Higher Interest Rates and Softer Demand](https://rncanada.ca/blog/bc-business-2023-budget-higher-rates): Will your 2023 budget survive contact with the economy you are actually about to operate in?
- [2022 Year-End Tax Planning for BC Corporations in a High-Inflation Year](https://rncanada.ca/blog/bc-corporation-year-end-tax-planning-2022): With a calendar year-end approaching, every British Columbia corporation has a narrow window to make decisions that…
- [Your Loan Costs Are Climbing: Debt Restructuring Options for BC Businesses in a High-Rate Market](https://rncanada.ca/blog/bc-business-debt-restructuring-high-rates): If you signed your loans when money was nearly free, your debt is no longer the debt you agreed to.
- [Beating the Labour Shortage: Retention and Total-Compensation Strategies for BC Employers](https://rncanada.ca/blog/bc-business-labour-shortage-retention): How much does it actually cost you when a good employee walks out the door?
- [Managing Inventory and Supply-Chain Costs When Prices and Rates Are Both Rising](https://rncanada.ca/blog/bc-business-supply-chain-inventory): What does a pallet of stock actually cost you to hold for a year?
- [Inflation Hit 8.1%: How BC Businesses Can Protect Margins Without Losing Customers](https://rncanada.ca/blog/bc-business-inflation-pricing-margins): Canada's inflation rate reached 8.1% year over year in June 2022 — the fastest pace since 1983 — and the pressure is…
- [New BC PST Rules for Online Marketplaces Take Effect July 1, 2022](https://rncanada.ca/blog/bc-pst-online-marketplace-rules): If your British Columbia business sells through Amazon, Etsy, a regional platform, or any third-party online…
- [BC Minimum Wage Rises to $15.65 on June 1, 2022: Managing Your Labour Costs](https://rncanada.ca/blog/bc-minimum-wage-2022-labour-costs): On June 1, 2022, British Columbia's general minimum wage rises from $15.20 to $15.65 an hour — a 2.8% increase, and the…
- [Does the New Underused Housing Tax Apply to Your BC Corporation?](https://rncanada.ca/blog/bc-corporation-underused-housing-tax): If your British Columbia corporation owns any residential property — a rental house, a condo held in a holdco, a…
- [Interest Rates Are Rising: What the Bank of Canada's March 2022 Hike Means for Your BC Business](https://rncanada.ca/blog/bc-business-bank-of-canada-rate-hike-2022): After two years pinned at 0.25%, the Bank of Canada raised its overnight rate to 0.50% on March 2, 2022 — the first…
- [Corporate Tax Season 2022: Getting Your BC Company's 2021 T2 Right](https://rncanada.ca/blog/bc-corporate-tax-season-2022): What does a "clean" 2021 corporate return actually look like for a British Columbia company that spent the year drawing…
- [The 7 Financial KPIs Every Established BC Business Should Track in 2022](https://rncanada.ca/blog/bc-business-financial-kpis): Most established BC businesses have plenty of financial data and very little financial insight.
- [T4 and T5 Season Is Coming: How BC Employers Should Close Out 2021 Payroll](https://rncanada.ca/blog/bc-employer-t4-t5-year-end): The end of the calendar year is not the end of your payroll obligations — it is the start of the most error-prone…
- [Year-End Tax Planning for BC Corporations: Moves to Make Before December 31, 2021](https://rncanada.ca/blog/bc-corporation-year-end-tax-planning-2021): If your BC corporation has a December 31 year-end, the decisions you make in the next eight weeks will shape your…
- [Getting GST and BC PST Filing Right: A Compliance Calendar for BC Businesses](https://rncanada.ca/blog/bc-business-gst-pst-filing): Sales tax is the money you collect on the government's behalf, not your own — and treating it as your own is one of the…
- [What BC Businesses Need to Do Before COVID Wage and Rent Subsidies End in October 2021](https://rncanada.ca/blog/bc-business-end-of-covid-subsidies): The federal wage and rent subsidies that carried thousands of BC employers through the pandemic are about to stop.
- [Building a 13-Week Cash Flow Forecast for Your BC Business Post-Lockdown](https://rncanada.ca/blog/bc-business-13-week-cash-flow-forecast): How much cash will your business actually have in its account on a Friday morning thirteen weeks from now?
- [CRHP vs CEWS: Which Subsidy Should Your BC Business Claim as You Rehire?](https://rncanada.ca/blog/bc-canada-recovery-hiring-program): As British Columbia reopens and you bring staff back, you now have a genuine choice to make every claim period — and…
- [Last Call for the BC Small and Medium Sized Business Recovery Grant: Are You Eligible?](https://rncanada.ca/blog/bc-small-medium-business-recovery-grant): If your British Columbia business saw revenue fall during the pandemic and you have not yet applied for the Small and…
- [Preparing Your BC Payroll for the June 1, 2021 Minimum Wage Increase to $15.20](https://rncanada.ca/blog/bc-minimum-wage-2021-payroll): On June 1, 2021, British Columbia's general minimum wage rises from $14.60 to $15.20 per hour — the final step of the…
- [Financing Working Capital While Interest Rates Are Near Zero: A BC Owner's Playbook](https://rncanada.ca/blog/bc-business-financing-low-interest-rates-2021): Borrowing money in Canada has rarely been cheaper than it is right now.
- [BC Corporate Tax Deadlines: When Your T2, Instalments and Balance Are Due](https://rncanada.ca/blog/bc-corporation-t2-filing-payment-deadlines): The short answer most BC owners are looking for is this: your T2 corporate income tax return is due six months after…
- [How BC Businesses Should Maximize CEWS and CERS Wage and Rent Subsidies in 2021](https://rncanada.ca/blog/bc-business-cews-cers-crhp-claims): If your British Columbia company is still carrying reduced revenue into 2021, the most important question on your…
- [Importance of Technology in Finance](https://rncanada.ca/blog/importance-of-technology-in-finance): The duties of accounting and finance professionals are not limited to just reporting past performance.
- [A New Trend: Part-time CFO Service](https://rncanada.ca/blog/a-new-trend-part-time-cfo-service): Financial management is of vital importance in small and medium-sized enterprises, which are one of the cornerstones of…
- [Role of CFOs in pricing in the retail industry](https://rncanada.ca/blog/role-of-cfos-in-pricing-in-the-retail-industry): Role of CFOs in Pricing in the Retail Industry Especially in the textile retailing sector, it is known by everyone that…
- [A Brief Overview of Working Capital Management](https://rncanada.ca/blog/a-brief-overview-of-working-capital-management): Working capital management focuses on ensuring that a company has enough money to pay for its expenditures when due.
- [Future Business Leaders](https://rncanada.ca/blog/future-business-leaders): Business leaders play the most important role in determining the strategic goals of companies and making sure that the…

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